Broader picture, better insurance

Complex times require smart solutions

In complex and unpredictable times, it is important to have a professional insurance partner in which you have complete trust.

A detailed analysis and a professional and objective assessment of potential business risks will result in smarter policies.

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In 3 steps to the optimal insurance policy

ANO adapts the service to your specific needs.

Analysis

Policy negotiation

Support

Insurance company/Agent vs Insurance Broker

Insurance company / Agent

Insurance broker

Assesses risk primarily for policy drafting purposes.

Assesses the risks of your entire business in detail.

Offers policies only from his portfolio.

Analyzes a large number of insurers and their products in the domestic and foreign markets. Introduces the client to the options and suggests the optimal policy.

The insurance premium is generally predetermined. Coverages are standard for his policy.

Negotiates the optimal combination of premium and coverage in the insurance market for the client.

Offers exclusively the policies of the parent company, i.e. the insurer it represents. The agent works on behalf and for the benefit of the insurer.

Works in the interest of the client. Offers a wider selection of policies from different insurers that he deems best to meet the client’s needs.

In the event of damage, the representative does not actively participate in resolving it.

Provides professional support even after conclusion of the policy. In the event of damage, he protects only the interests of his client.

Our services

INSURANCE

Risk assessment and insurance

REINSURANCE

Access to all reinsurance markets

CLAIMS

Assistance in exercising rights

HUMAN RESOURCES

Human resources consulting

Complex times require smart solutions

My ANO

Online opportunities

You have recognized all the benefits of hiring an ANO insurance broker. Great. To make it even easier for you to communicate with us, get information, monitor the status of your policies and reported damages on our developed and sophisticated online platform My Ano. Applying for My Ano is extremely easy and simple.

MOJ ANO gives you opportunities to:

Access all your insurance policies.
Monitor the status of reported claims.
Save and, if necessary, print your policies.
Export all data to Excel, for analysis and reporting purposes.
Inspect your policies and damages at any time.

Not one for online apps? Do you prefer the human voice on a good old phone? Would you rather correspond by e-mail? No problem, you can always contact us that way.

+385 1 4558 780

ano@ano.hr

Featured insurance

Trade credit insurance

What are the benefits of Trade credit insurance?
What amount can be insured - credit limit
Trade credit insurance
How to file a claim?

Insurance

Security is a priority, not an option.

PROPERTY INSURANCE

BUSINESS INTERRUPTION INSURANCE

INSURANCE OF CONSTRUCTION PROJECTS

VEHICLE INSURANCE

VESSEL INSURANCE

AIRCRAFT INSURANCE

INSURANCE OF GOODS IN TRANSPORT

GENERAL LIABILITY INSURANCE

PROFESSIONAL LIABILITY INSURANCE

LIABILITY INSURANCE OF DIRECTORS AND MEMBERS OF THE MANAGEMENT BOARD (D&O)

PRODUCT LIABILITY INSURANCE

CARRIER'S LIABILITY INSURANCE

FREIGHT FORWARDER'S LIABILITY INSURANCE

LEGAL AID INSURANCE

CYBER INSURANCE

TRADE CREDIT INSURANCE

EVENT CANCELLATION INSURANCE

CROP INSURANCE

ACCIDENT INSURANCE

HEALTH INSURANCE

TRAVEL INSURANCE

LIFE INSURANCE

PENSION INSURANCE

MARRIAGE, DOMESTIC PARTNERSHIP, OR BIRTH INSURANCE

Want to find out more information or are you interested in a particular insurance that is not mentioned above?