Examples of savings with wider policy coverage with ANO brokers

Examples of savings with wider policy coverage with ANO brokers

1. primjer uštede uz ANO brokere u osiguranju
OSIGURANJE OD POSLJEDICA NESRETNOG SLUČAJA (NEZGODE)

Police ugovorene bez ANO brokera
ANO brokeri
Ugovorena pokrića:
TENDER
(pristupanje tržištu, prikupljanje ponuda i pregovori s osigurateljima)
Smrt uslijed nezgode 87.000 kn
Smrt uslijed bolesti 20.000 kn
Trajni invaliditet uslijed nezgode 174.000 kn
Lom kosti 5.000 kn
Ista pokrića
Godišnja premija na bazi 260 djelatnika iznosi
78.000,00 kn
(300 kn po djelatniku)
Premijski najniža ponuda uz istu širinu pokrića iznosi
59.285,20 kn
(228,02 kn po djelatniku)
ušteda
18.714,80 kn odnosno 24%
Moguće je ugovoriti i šire pokriće uz istovremenu uštedu premije osiguranja u odnosu na prethodnu godinu. Tako na primjer premija iz ponude jednog od osiguratelja u Opciji 2 iznosi 69.428,30 kn a navedena opcija uključuje dodatne rizike kao što su dnevna naknada za boravak u bolnici, teško bolesna stanja (karcinom, moždani udar…) te iznenadna smrt zbog bolesti.

2. primjer uštede uz ANO brokere u osiguranju
OSIGURANJE VOZILA

Police ugovorene bez ANO brokera
ANO brokeri
Obvezno osiguranje / Kasko osiguranje
TENDER
(pristupanje tržištu, prikupljanje ponuda i pregovori s osigurateljima)
ukupna premija
25 vozila / 12 vozila
47.970,06 KN / 48.637,28 KN
Isti broj vozila
Ista pokrića
ukupna premija
96.607,34 KN
ukupna premija
65.346,61 kn KN
ušteda
31.260,73 kn odnosno 32,35%
Moguće je ugovoriti i šire pokriće uz istovremenu uštedu premije u odnosu na prethodnu godinu. Tako, naprimjer, premija iz ponude jednog od osiguratelja iznosi 79.281,48 kn te pruža pokriće za 2 kasko štete po vozilu bez malusa (obično je u cijelosti pokrivena samo prva šteta, dok se kod druge i svake sljedeće obračunava malus), uključuje uslugu zamjenskog vozila u slučaju kasko-štete i kvara vozila do 5 dana, itd.

* prikazi ušteda su prema stvarnim slučajevima koji smo realizirali za naše klijente

Security is a priority,
not an option
Info corner

Winter equipment

Colder days are coming soon, and with or without snow, we still have to abide by the "Road Traffic Safety Act".

find out more

Trade credit insurance

By insuring receivables, a company is protected from the risk of non-payment, whether it is caused by a customer’s bankruptcy (loss of receivables due to a pre-bankruptcy settlement is included) or a customer’s diminished financial situation which may lead to extended payment delays.

find out more

Claims - Professional assistance related to claims

You have taken out an insurance policy with an ANO broker or with an insurer directly, but you feel uncertainty or need professional help with the collection of the claims incurred. ANO’s team of experts is at the disposal of all policy holders, regardless of whether they are our clients or not.

find out more

Examples of savings with wider policy coverage with ANO brokers

Take a look at cases in which we have reduced insurance premiums for our clients while providing the same or greater coverage and find out which options they were offered.

find out more

Work process

We are very committed to our work, so we have developed a uniform work process. Do you prefer visual explanations? Do you want to know all the details? Check out the set-up of the ANO broker's work process by clicking on the link below.

find out more

frequently asked questions

What is the first step? Am I paying anything extra?

Working with an insurance broker sounds great, but you still have doubts. See our "Frequently Asked Questions" section. We believe that you will find all the necessary answers and get the desire to at least have a coffee with us.

frequently asked questions

ANO

Why choose ANO?

You know that there are many insurance brokers in the market. What sets ANO apart from others and why choose us? We like to say we are different and we are proud of that. Our team consists of dedicated and professional people who always work in your interest. We provide a broader picture of the risks you are exposed to in business and offer the best solutions that will save you time and money.

more about ANO brokers